Fixed Mortgage

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Fixed Mortgage

In a fixed mortgage, the interest rates you pay are fixed for a set period, generally for 2 to 5 years. One of the big advantages of a fixed mortgage rateS is that it enables you to have fixed monthly mortgage payments for a predetermined period of time. This will allow you to budget your expenses with confidence. Fixed mortgage rates are available from 6 months to 25 years. The lowest fixed mortgage rates are available for shorter periods, however some lenders offer pretty competitive fixed mortgage rates even for long periods. The downside of a fixed mortgage rate is that if the lender reduces its rates, you will end up paying a higher rate for the fixed period

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