Overseas Mortgage

Mortgages for Bulgaria

Mortgages in Euros only

Mortgages available to most nationalities

Repayment and Interest only options available

Considers New Property Purchases and Remortgages

Max 75% Loan to Value (LTV) Offered

Mortgage term up to 25 years

Mortgages for Properties in Bulgaria

Mortgages for Dubai

Available to non residents only

Only USD loans, no mortgages can be taken in the local currency

Repayment option only available

Products available for purchases, re-mortgages and equity releases of villas only in agreed developments only

Max 50% LTV

Mortgage term 15 years, up to the age of 70

Mortgages for Properties in France

Mortgages for France

Mortgages through French lenders available for both non-residents and residents

Mortgages available in all major currencies

Mortgages available to most nationalities

Repayment and Interest only options available

Considers New Property Purchases and Remortgages

Max 85% Loan to Value (LTV) Offered

Mortgage term up to 30 years

Mortgages for Properties in France

Mortgages for Italy

Euro mortgages available to non-residents only

Available to most nationalities

Repayment and Interest Only Mortgages available

Available for New Property Purchases, Renovation, Remortgage and Capital Raising

Max 80% Loan to Value (LTV) Offered

Mortgage term up to 40 years

Mortgages for Properties in Italy

Mortgages for Portugal

Available to Portuguese non residents only

Rates indexed to UK base rate or Euribor

The mortgage can also be taken in the main earner’s currency

Mortgages available to most nationalities

Products available for purchases, re-mortgages and equity releases

Max 80% Loan to Value (LTV) Offered

Maximum term 30 years, up to the age of 75

Mortgages for Properties in Portugal

Mortgages for Spain

Available to Spanish non residents only

Rates indexed to UK base rate or Euribor

The mortgage can also be taken in the main earner’s currency

Repayment and Interest only options available

Free dual currency option

Products available for purchases, re-mortgages and equity releases

Max 70% LTV

Maximum term 40 years, up to the age of 70

Mortgages for Properties in Spain

Mortgages in Turkey

Rates indexed to Euribor base rate. Interest rates from 5.85% in Euros - Euro Mortgage

Products available for purchases, re-mortgages and equity releases

Repayment Mortgage Only

Max 70% Loan to Value (LTV) Offered

Mortgage term up to 20 years

Mortgages for Properties in Turkey

Mortgages in Hong Kong

Available to both residents and non residents

Rates indexed to UK base rate also available

The mortgage can also be taken in the main earner’s currency

Free dual currency option

Repayment and Interest only options available

Max 70% LTV

Maximum term 30 years, up to the age of 70

Available to both residents and non residents

Mortgages for Properties in Hong Kong

Mortgages for Australia

Available to non residents only

Rates indexed to UK base rate also available

The mortgage can be in the main earner’s currency

Free dual currency option

Repayment and Interest only options available

Max 70% LTV

Maximum term 30 years, up to the age of 70

Mortgages for Properties in Australia

Mortgages for Canada

Available to non residents only

Rates indexed to UK base rate also available

The mortgage can be in the main earner’s currency

Free dual currency option

Repayment and Interest only options available

Max 70% LTV

Maximum term 30 years, up to the age of 70

Mortgages for Properties in Canada

Mortgages for Florida

Available to both residents and non residents

Rates indexed to UK base rate also available

The mortgage can also be taken in the main earner’s currency

Repayment and Interest only options available

Free dual currency option

Products available for purchases, re-mortgages and equity releases

Max 50% LTV

Maximum term 30 years, up to the age of 70

Mortgages for Properties in Florida

Mortgages for New Zealand

Available to non residents only

Rates indexed to UK base rate also available

The mortgage can be in the main earner’s currency

Free dual currency option

Repayment and Interest only options available

Max 70% LTV

Maximum term 30 years, up to the age of 70

Mortgages for Properties in New Zealand

Mortgages for South Africa

Offers South African Mortgages

Interest rates from 10.50% in Rand

Mortgages in South African Rand only

Mortgages available to most nationalities

Repayment and Interest Only options available

Considers New Property Purchases and Remortgages

Max 75% Loan to Value (LTV) Offered

Mortgage term up to 20 years

Mortgages for Properties in South Africa

Mortgages for USA

Available in California, Florida, Nevada, Oregon, Colorado, Connecticut, Hawaii, New Jersey, New York, Washington State.

Available to both residents and non residents

Rates indexed to UK base rate also available

The mortgage can also be taken in the main earner’s currency

Repayment and Interest only options available

Free dual currency option

Products available for purchases, re-mortgages and equity releases

Max 50% LTV in California, Florida, Nevada and Oregon, and 60% in all the other states

Maximum term 30 years, up to the age of 70

Mortgages for Properties in America

Mortgages in Singapore

Available to both residents and non residents

Rates indexed to UK base rate also available

The mortgage can also be taken in the main earner’s currency

Free dual currency option

Repayment and Interest only options available

Max 70% LTV

Maximum term 30 years, up to the age of 70

Mortgages for Properties Singapore

Mortgages in United Kingdom

Available to non residents only

Rates indexed to UK base rate

Mortgages in the applicant’s currency also available

Repayment and Interest only options available

Free dual currency option

Products available for purchases, re-mortgages and equity releases

Max 70% LTV

Mortgage term 30 years, up to the age of 70

Mortgages for Properties in United Kingdom

Overseas Mortgage

We offer flexible mortgages for property investment in more than 40 countries. Whether you are looking for a dream house abroad, a holiday home or whether you are just looking to invest in property abroad, our experienced mortgage advisors will be able to find the right overseas mortgage for you.

A number of uk nationals invest in Overseas property not just to buy a holiday home but also to live abroad permanently. The strength of Sterling (£) is a major contributor to this trend. We have teamed up with specialist mortgage lenders to offer overseas mortgages for our clients.

It is important for investors to understand that there is a considerable difference in taking out a mortgage abroad and arranging a mortgage here in UK. Arranging an Overseas mortgage is not complicated but it is important to get correct advice As an overseas mortgage broker we have access to hundreds of overseas mortgage deals.

Depending on the country, we offer overseas property mortgages in sterling (£), Dollars ($) or Euros (€). Currently, due to weak Dollar property all over America specially in Florida has become very popular with UK clients.

The traditional property hotspots like Spain, France, Portugal, Greece and others are all covered buy our specialist mortgage lenders. Today, Dubai has become a new magnet for property investors and we can offer some of the most competitive mortgage deals for people investing in Dubai property market.

The overseas property investor would broadly have two mortgage options: Either take the overseas mortgage in the local currency of the country or arrange the mortgage with an overseas lender in Sterling (British Pounds).

Both mortgage options have advantages and disadvantages. The correct mortgage option really depends on individual financial circumstances. For some investors the best option is to have the overseas mortgage in the currency they earn their income in. With this option the property investor is protected against the currency fluctuations which may constantly change your monthly mortgage payments. However if investors are expecting a rental income, then an overseas mortgage in the local currency may be a better option. As some people argue that its good to have the property assets and the debt in the same currency.

In general overseas mortgages or mortgages abroad have fewer products available than the highly mature uk mortgage market. Many of the overseas mortgage lenders do not lend more than 80% of the property value.

This site is intended for UK residents only.
Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

Although, mortgagerates123.co.uk has made every effort to ensure that the mortgage rates listed are correct, it bears no responsibility in case of an error.