While house prices are falling and many are claiming that the housing market is going to be incredibly unstable as the year progresses, the buy to let market continues to grow as landlords are taking advantage of the current climate to expand their portfolios.

With over 100 deals on the market for landlords to take advantage of, all attached to amazing buy to let mortgage rates, it is hard to deny that now is the time to buy property if you are looking for a solid investment opportunity that will likely pay back twofold.

Of course, the drop in home buyers and increase in rental properties is helping everyone out including those who are looking for a commercial mortgage to let as well, since many business owners are also shy about actually purchasing their property.  Therefore, even commercial landlords are finding that now is the time to act for investments that are continuing to grow in value.

In fact, over the last two years, letting prices have increased in both the private and commercial markets, allowing landlords of all types to reap monthly rewards off of their timely investments.

At the moment, there are 486 buy to let mortgage rates available on the market ready to be taken advantage of; which is an increase of around 100 compared to February of last year.

One of the reasons for the intense increase is lenders competing against each other in order to attract landlords to their lending deals as they are aware of the considerably safe lending prospects. As a result, the actual rate of buy to let mortgage deals is down by about 5% compared to last year, an astounding fact given the fact that other mortgage rates for traditional home purchases are increasing.

Many lenders that used to see buy to let lending as a high risk activity are now increasing their ranges as they are banking on landlords to have a more secure source of income to fund their payments with. Given the high demand for rental properties, most landlords are not having a problem filling their vacancies which to the banks means a secure payment option.

Therefore, if the rental market continues to increase in demand as most housing experts expect, the buy to let rates may drop further as banks chase after lucrative deals with potential landlords.